jacki & jaimeson's blog

fabulous weddings and events

Wedding Day Insurance February 19, 2009

One of the most important pieces of advice we give our wedding couples is to purchase “wedding day insurance”!  Thankfully, out of our weddings, events and bridal shows that we produce, we have NEVER had to use the insurance….. BUT we always have it…. just in case!

Let’s be honest…. how many of you are concerned that a wedding professional that you have signed a contract with and given a deposit to…. may not show up?  may go out of business before your wedding date? have an outside wedding planned and not sure if it is going to rain? wedding dress is wrong? and so many other “disasters” that could arise.  With wedding day insurance {and a fabulous planner} you are sure to sleep soundly.

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Wedding Protector Plan from Travelers Insurance is caterering to you and your unique wedding!  This website is full of knowledge, free quotes, articles for now and when your newly married life…. and so much more.

Here are some of the FAQ’s from Wedding Protector Plan:

Q: Basically, what does the Wedding Protector PlanSM cover?
A: The plan can reimburse you if an important item related to your wedding (for example, your ring) is lost or damaged before you get married. The plan can reimburse you in case you lose your deposit if a vendor (for example, your florist) goes out of business before your wedding. You also can receive funds if events beyond your control cause you to postpone your wedding.
You may add coverage to protect you in case someone at your wedding is injured or causes damage to property of others. Of course, certain terms and conditions apply to these coverages, which you will want to review before you purchase your Wedding Protector PlanSM.

Q: My fiancé is in the military? What if he/she is called up right before the wedding?
A: If circumstances beyond your control (for example, an unforeseen deployment) cause you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.

Q: Do I have to buy liability insurance?
A: You are not required to elect liability coverage as part of your Wedding Protector PlanSM. However, you may wish to contact the locations where you will hold your ceremony and reception, as they may require you to show proof of liability insurance.

Q: Basically, what does liability insurance cover?
A: Liability insurance can protect you from liability for property damage/personal injuries to third parties at the location of your ceremony and reception. You also have the option to include liquor liability coverage, which protects you and your immediate family from alcohol-related accidents caused by a guest of your wedding.

We STRONGLY reccommend every wedding couple to purchase wedding day insurance…. the pros definately outweight the cons – so please look into this for your wedding day!

celebrate your love…. (while being covered)

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